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UnMask Your Retirement and Unleash Your Greatest Years

Retirement Simplified


If income is the goal, income must be the benchmark. Your portfolio must be designed to reliably provide income with the least amount of money, period. This requires a shift from a focus on account value to a focus on the income potential of the portfolio. Your portfolio must be designed to provide a waterfall of income


If you knew your lifespan, you wouldn't need financial planning. But, for better or for worse, you don't. Your life savings will need to provide you with income for at least one lifetime, if not more. Our strategies will help you gain confidence by creating a replenishing lifetime retirement income stream, regardless of how long that may be.


A complete financial plan is more than the sum of its parts. When you no longer need to worry about your retirement income and legacy goals, you become free to truly explore the true purpose of retirement; namely to give you the freedom to explore your true purpose!  

Advice From Experience

Miguel A. Castaneda, ChFC®
Founder of Arrival Point Financial

"I'm honored to have helped hundreds of clients realize a fulfilled retirement. I was raised with a commitment to legacy and profound gratitude for my circumstances as a first-generation American. My parents fled Cuba as it was overtaken by extremism. They lost everything they ever owned, and nearly everyone they knew. Their legacy was taken from them. My clients will never lose their legacy."

Review Miguel's professional profile

"It's not the unknown that hurts you. It's what you know for sure that's no longer true." --Anonymous

Just like landing an airplane requires different skills than flying an airplane, managing your retirement income requires different, and often counterintuitive skills than saving for retirement. You only have one retirement to get right. If you don't, you won't realize you you are short until your 80s.  While time was your best friend as you accumulated your savings. time betrays you in retirement. 

Overcoming this challenge need not be complicated. You start by creating an accurate map of where you are. 

"If a picture is worth a thousand words, then an asset map is priceless."

Know Where You Stand with One Page

Address your questions quickly and get everyone on the same page. It's never been simpler to confidently answer the question:  "How are we doing?"

Start Your Asset Map in 15 minutes

Principles over Products

At Arrival Point, we start with a clear map of your retirement goals, and then apply our core beliefs and principles to dictate what products and services are appropriate for you. As an independent firm, we are not limited to offering any one company's products nor the need to "cookie-cutter" clients into a solution that's not 100% appropriate.


Ethos is a Greek word meaning "character" that is used to describe the guiding beliefs or ideals that characterize a community, nation, or ideology; and the balance between caution, and passion.

  1. Doing the right thing is always the right thing.
  2. Retirement can and should be the most fulfilling period of your life.
  3. Providing a reliable, lifetime income is the top priority of retirement savings. 
  4. Your investments must be nimble enough to adapt to unforeseen yet unavoidable challenges. Things that never happened before, happen all the time.


Principles make sense of the world, not with specifics,
but with a way of thinking.

  1. Simplify and eliminate confusion.
  2. Be efficient. Using the least amount of capital necessary to create your retirement income opens doors to new possibilities for you and your family.
  3. Address problems immediately and completely.
  4. Focus on the client's goals.
  5. Continually learn and improve.
  6. Be humble. Care more about finding the right solution than being right.
  7. Be your word.

Schedule a Free Call 

What's on your mind?
Our first call is on me.


Call (215) 857-9241
to schedule a consultation